You can borrow through Rsen & Company if you: Are an Indian national with identity proof and address proof Are at least 18 years old Have take home salary of more than Rs 25000 or an annual business income of at least 5 lakhs per annum

A credit score is typically a number from 300-900 which is an indicator of an individuals “probability to repay”. This is calculated largely based on historical loan repayment track record.
A score of 750 and above is considered a good score. and people with a good credit score tend to get approved faster for loans and get a better interest rate.
If you have a low credit score, it is probably because you may have delayed credit card repayments (even one or two defaulted payments can affect your score), or missed a loan payment. A low credit score doesn't mean that you can’t apply for a loan, but the interest rates on the loans offered can have harsher terms and higher interest rates.

Yes, you can repay your loan early without incurring any early repayment penalty. You can either choose to foreclose the loan by repaying the entire outstanding amount or reduce the EMI by prepaying a part of the outstanding amount. Part prepayment shall be in multiple of Rs 1,000/- with a minimum of Rs 5,000/-. In order to prepay your loan, please write an email to radhaparmar@rsenandcompany.co. Please note that you can prepay on any day of the month except between 1st and 10th of the month.